solution to the world

Whether successfully fueling day-to-day operations with a line of credit, or requiring a more complex financing solution to meet long-term goals, First Capital Loans And Finance (FCLF) has both the comprehensive suite of credit and financing solutions and the specialized expertise to meet your business or industrial specific needs.

As a business owner, there are times when you need extra cash. Our Working Capital Lines of Credit can help you take your business up a notch by bridging the gap between the tasks you need to do and the cash flow you need to get them done. Choose from a variety financial nstruments to help you with everything from seasonal purchases to major multi capital expenses. With our Working Capital Lines of Credit, you will get the cash flow you need to support your daily operations and future investmnts funds. Our loan structure and line of credit will help take your business and projects to the next level to meet your immediate, seasonal and ongoing working capital needs.


First Capital Loans and Finance (FCLF) are experts in the monetization of Bank Guarantees (BG) and Standby Letter of Credit (SBLC).

​Since 1991, we have built long term, trusted and reliable direct relationships with proven providers and monetizers who offer a complete range of Non-Recourse Loan programs where our Bank Guarantee and Standby Letter of Credit can be Monetized for Cash Placement into Trade Programs PPP (Private Placement Programs) or a Hybrid for immediate cash and funds in a Trade Program.

​BG and SBLC that can be Monetized include Bank Financial Instruments from Top rated AA Bank Instruments with high monetery values.

​We Provide Non-Recourse Loans from top rated AA Bank against Bank Instruments as a Security to the Loan, we are also running a program on Non-Recourse loan where we merge both BG provider (The Lessor) and Lender together in favour of (The Lessee) who do not have BG or collateral for the Loan, this program is specifically to provide BG (Collateral) to those clients that do not have the facility to provide BG as collateral to the Loan, whereby the BG will be leased on behalf of (The Lessee).

The most interesting part of Trade Capital transactional procedure is that (The Lessee) will be giving the priviledge to pay for the Monetization fees of the BG after The Lessee have received and confirmed the Loan amount in his Bank Account, by this way First Capital Loans and Finance   (The Lessor) secures both the BG (Collateral) and Loan amount for you (The Lessee).

First Capital Loans and Finance (FCLF) have direct and efficient providers of Letter of Guarantee and Standby Letters of Credit (SBLC) from AA top rated banks to our international customers. If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these vital information.
Corporate Financing can be a critical level for businesses that need to maximize liquidity and flexibility. It’s therefore very important to work with a partner who understands your industry and can structure the right program to help you achieve your goals. Our expert are professionally trained and are rightl available to guide you through the entire procedures. Always communicate us today for your viable projects.

Our BG/SBLC financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers and investors of these bank instruments. Leased Instruments can be obtained at minimal costs from our lessor compared to other banking finance options. This offer is open to both individuals and corporate organizations who are currently in need of funds for their projects or businesses. FCLF facilitate the entire processes to avoid time consuming and to meet every need of the proposed projects.


The Documentary Letter of Credit known as DLC is a written undertaking given by a bank to the seller (beneficiary).

The Letter of Credit or Documentary Letter of Credit is a technique for financing International trade by which a bank (issuing bank) takes the irrevocable commitment, at the request and for the account of its client (applicant), to pay the exporter (beneficiary) against the handing-over of various documents complying with the terms of the credit; proving forwarding and the nature of the goods stipulated in the proforma invoice or commercial contract within a set time limit


Due to the large amount of brokers in the business, it makes it tough to ever find a real leased asset source. We work patiently and constructively with management teams and with a deep respect for operational excellence.

We hold ourselves and all of our portfolio companies and management teams to the highest ethical standards and business practices. First Capital believes that strong corporate governance is the cornerstone of every successful business.

We also work closely with the management throughout the transaction by showing them real commitment while assisting with many key corporate initiatives including acquisitions and restructuring to successfully increase profitability.

If you need Corporate loans for your International project or if you have a client that requires funding for his project or business, We are lenders that specialize in funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.

We have internationally tested, trusted and reliable providers that are ready, willing and able of delievring Fresh Cut BG, SBLC and MTN which are specifically for lease from top rated AA Banks, our bank instrument can be engaged in PPP Trading, Discounting, signature projects such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.

© Copyright 1991-2018 First Capital Loans And Finance. All rights reserved.
First Capital Loans & Financial Organization (FCLFO) is wholly owned and a subsidiary of First Foundational Supports capital Initiatives (FFSCI).